how investing money is soo important


In this fast-changing world where nothing is certain and any calamity (most likely COVID) and other misfortune come into your daily life. It can badly harm your pocket and your hard-earned savings. That’s why in today’s world investing your money somewhere safely can do not affect your normal life and your family in those bad days.

But we should know that investing is not a one-time event, it is a never-ending process like you breathe. you have to keep saving & investing until your last breath.

4 compelling reasons to start investing today – why saving and investing is important

1. To fight inflation:


we can simply understand inflation by a simple example.

10 years ago you can buy 10 Kg potato with 100 rupee. but now you can buy only 5 kg potato with this same 100 rupee. Now in future we can only able to buy 4 kg potato with our 100 rupee. So that potato is same but the value of 100 rupee is decreasing with time this in called inflation (mahngai). Normally it is increasing 4 % every year. So we can understand that our 100 rupee note value will remain only 96 rupee next year.


so to fight this problem we have to start investing money because our purchasing power is reducing day by day.

only saving your money is not solving our future problems but investing in some specific assets and schemes will save our future. If we invest in some good schemes where we get 8-9 % returns then we can easily beat inflation and also grow our money.

2. To create wealth:

Saving money and investing this money in good stocks and assets can lead anyone to the way to the creation of wealth. This is very true and I assure you that saving and investing can make you very rich and you can create wealth.

Warren buffets (one of the richest people on earth) is so rich not because he is a genius but he is so rich because he started saving at the age of 12 and invested in the share market. So he is the live example that anyone can be rich by saving and investing.

Groww your wealth

3. To meet your financial goals:

In normal life, we have to spend our money on food, clothes and daily expenses for family & for self. And at the end of the month, we are not able to buy some latest gadgets (I-phone most likely) or maybe your dream car.

By saving and investing you can create your short time and long-time goals. You can set an investing plan for buying your dream home, a holiday plan maybe, maybe it’s your grand marriage party, it may be your children’s education- yes, you can plan it today by saving and investing. You can also plan your early retirement plan as early saving and investing when you are 21 years old. 

achieve long term goals by investing

4. To pass the Bad days/finacial problems:

We know that all days are not the same. There are some bad days also come in our life like any calamity situation such as like COVID happened recently, many lost their jobs and there is no work to do for a living. On these bad days, our saving money comes very useful and saves our lives in difficult situations, provide us food and cover our necessary expenses.

avoid bad days by saving and investing


So I hope that you very well understand that how important savings and investment are nowadays. it is very important for every person if you are a salaried employee, a business owner and If you are a student then it is your golden time that you should start saving and investing in some good places that I tell you in future coming posts.

Thank you so much, you guys are amazing.

Till then keep learning, keep growing. 

My name is Mohit Luniwal and thank you so much for reading.

3 Replies to “Why saving & investing your money is so important in 2022.”

  1. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your
    point. You definitely know what youre talking about, why throw away your intelligence on just posting
    videos to your site when you could be giving us something enlightening to

  2. Howdy! This post couldn’t be written much better!
    Reading through this post reminds me of my previous roommate!
    He always kept talking about this. I am going to send
    this article to him. Pretty sure he will have a very
    good read. I appreciate you for sharing!

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